Sunday, April 6, 2008

Driving in Spring

My calendar tells me it's should be spring, but as I look out the window the weather looks anything but spring-like. Light rain and some snow forecast for the mountains make it seem more like January than April. Saturday April 5th was the last day for driving with tire studs on your car so ODOT is recommending carrying chains.
Remember wet roads can be just as dangerous as snow and ice covered roads so use care when you're out driving. An accident where you lose control is an accident that will cause an increase in your auto rates. While the police department won't issue a ticket for this type of accident doesn't mean a claim filed for repair damage isn't considered chargeable. If you're wondering if a claim would be considered your "fault" by your insurance carrier, think about it in terms of cause not fault. When two cars collide one of the vehicles is usually at fault, their actions were the cause of the accident. If it's just you and you slide off the road and damage your car; your decisions, from the speed you were driving, the road you were on, the fact that you went out at all - these were your cause of you having the accident. There was no other car or animal to cause your slide so the insurance company is going to see it as your fault.

Kimberly

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