Renters Insurance - What if?

What if...

• Someone broke into your apartment while you were away and takes everything?
• Someone trips and falls and blames you for the injury?
• Your electronics are destroyed by a power surge?
• Your building catches fire and you have no place to stay?

These are all things covered by your renters insurance. Lets start with the most obvious, theft. This is the most well known reason for a renter to carry insurance, to protect the things you own. If they are stolen your policy will pay to replace them with new; in the event of a fire or water damage your policy will pay to restore what you have if its possible or replace it. Can you afford to replace all you have if there is a total loss? If you think you could I'd suggest you go through your apartment or home and make an inventory of all you have. Start with the furniture and figure the cost if you had to go out today and buy a replacement. After you finish with that look at all the movies, CD's, clothes and don't forget everything in your kitchen cupboards. You'll find a lot more than you think.

Protect all you have with a renters insurance policy before a loss happens. We also have discounts if you write your auto insurance, the discount of the premium of the car insurance will often offset the cost of the renters insurance so you will get the added protection you need now, before its too late.